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PRMG HOME MORTGAGES PRMG DIRECT LENDING

MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

As a leading lender, Paramount Residential Mortgage Group has helped borrowers just like you purchase and refinance their dream homes for over 22 years.

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WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

With over 22 years of experience in the industry, Paramount Residential Mortgage Group has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

What are the benefits of homeownership?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our 22 years of mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.

Home Mortgage Tools and Information

HOME BUYING GUIDES

Buying your first home can be a process. Our selection of resources will keep things simple.

PURCHASE CALCULATOR

Our purchase calculator quickly and easily estimates down payments, monthly payments, and more!

REFINANCE CALCULATOR

Our refinance calculator estimates your potential savings, monthly payments, and more!

MARKET NEWS AND UPDATES

Our team of Mortgage Professionals break down the latest news and technology in the housing market.

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Rob was excellent and I highly recommend his services. Without Rob, I may not have been able to purchase my first home. I listened to Robs expertise and did as he instructed me to do in order to be able to buy my home. He is very educated in the field and professional. He was very patient and calm with the process and worked with me and explained each step along the way. His entire team was excellent with communication. I am already recommending Rob to my friends and family. Trust was a big part of the process. I trusted Rob and listened to him. He and his team came through, with of course me doing my part per their recommendations, instructions, and expertise.

– Tiffani P   Google Logo Icon

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Yong and his team are absolutely great. He kept me informed throughout the whole process and always made sure I made the right decision. He listened to my concerns and explained everything thoroughly along the way. I am grateful for his expertise in the mortgage game and I would recommend him to anyone who is looking for a brand new loan or a refinance. Thank you Yong for all your help with a successful purchase of my new home!!!!!

– Dana Davila   Google Logo Icon

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Michael was great, always able to get in contact with him. He never stopped working to get the best rate possible. His staff always communicated well. Great first experience, will definitely use them again.

– Joseph Guntz   Google Logo Icon

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Tony is always pleasant, efficient and quick to respond when needed. His knowledge in the Real Estate and Lending field is excellent. When I found out the buyer’s lender was Tony and his team, it made me feel so confident about the lending side of the deal, and he did not fail; in fact he usually excels when it comes to making sure everything is completed on time from beginning to end. You don’t have to hunt him down or wonder what is going on.

– Michele Arancibia (Mickey)   Google Logo Icon

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Dennis and his team were so responsive and supportive throughout the process of purchasing our new home! We worked with the team to get prequalified, then when we found our dream home, Tina supported us through all the steps. To add to our appreciation of this team, they were able to process our loan quickly, so escrow closed 2 weeks early!

– Karen Stegman  Google Logo Icon

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My wife and I have used Carlos and his team twice, and both times, we have had a great experience. Carlos, Lily, and Jennifer are great. We will be using them again in the future for other loans! We recommend them to everyone.

– Dr. Michael Castro  Google Logo Icon

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Jerrod is excellent, would highly recommend his help. Though we didn’t end up selecting his lending firm in the end, it was not due to any reason of Jerrod, completely unrelated reasons. He answered all of our questions in great detail, did screen shares over zoom and was flexible in communication when calls were tough we would just text back and forth which was super nice. We may return to Jerrod in the future if we need a new loan or refi the one we ended up moving with.

– Jason Costanza  Google Logo Icon

Which Type of Mortgage is Right for You?

When it comes to mortgages, there isn’t a one-size-fits-all solution. Navigating the many options on your own can quickly become confusing and overwhelming. At PRMG, we are committed to helping you find the best mortgage option for you and your family. Whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage, or special programs tailored for first-time homebuyers, we have a wide range of solutions to choose from. We believe that an informed borrower is an empowered borrower so, we’ve made it our mission to provide you with a comprehensive overview of each type’s features, advantages, and disadvantages. Start exploring our mortgage options or talk to a mortgage professional today to find the perfect fit just for you!

FHA LOANS

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An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, making it easier for borrowers to qualify and become homeowners.

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VA LOANS

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The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. In some instances, VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.

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USDA LOANS

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A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to borrowers who meet the required criteria.

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FIXED RATE CONVENTIONAL LOANS
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A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.

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A.R.M CONVENTIONAL LOANS

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An A.R.M, or adjustable-rate mortgage, conventional loan is a mortgage that has an interest rate that can change throughout the life of the loan and is not insured or guaranteed by the government. Changes are dependent on a number of factors and are therefore considered “adjustable”.

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HOME RENOVATION & IMPROVEMENT LOANS

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Home renovation loans, or home improvement loans, provide funding for renovating current properties. Whether it’s updating the kitchen, adding extra rooms, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.

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SECURING YOUR LOAN HAS NEVER BEEN EASIER!

Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG’s home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.