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PRMG HOME MORTGAGES PRMG DIRECT LENDING

MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

As a leading lender, Paramount Residential Mortgage Group has helped borrowers just like you purchase and refinance their dream homes.

GET PRE-QUALIFIED IN JUST A FEW MINUTES

UNLOCK YOUR HOME’S EQUITY ONLINE IN 5 MINUTES

Apply 100% online, get approved in just 5 minutes, without an in-person appraisal or out-of-pocket costs

WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

Paramount Residential Mortgage Group has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

What are the benefits of homeownership?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

 

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group by your side.

Home Mortgage Tools and Information

HOME BUYING GUIDES

Buying your first home can be a process. Our selection of resources will keep things simple.

PURCHASE CALCULATOR

Our purchase calculator quickly and easily estimates down payments, monthly payments, and more!

REFINANCE CALCULATOR

Our refinance calculator estimates your potential savings, monthly payments, and more!

FIND A LOAN OFFICER IN YOUR AREA

Our team of Mortgage Professionals can help you navigate buying, refinancing and more with ease.

4.90 out of 5 stars

43394 Reviews

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Payton

So greatly helpful, never making us feel rushed and always answering all of our questions

Review for David Shallenberger

Minneapolis, MN

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Joseph

Absolutely loved working with Scott! He helped us with everything from finding a realtor to reading my panicked emails and working with us. Definitely had the best experience we could have asked for with Scott!

Review for J Scott Thompson

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Matthew

Mona as always in the past provided insightful, intelligent advice. I felt i was with a friend more than anything else.

Review for Mona Edick

Rogers, MN

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Jesus

She is kind and professional. she help us a lot with financial solutions we really recommend it.

Review for Johanna Caballero

Corona, CA

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Michael

Paul made up for everyone on the buying team with assistance and creativeness to address issues that came up. Paul's experience and advice was extremely assuring to this customer.

Review for Paul Pisaro

Santa Rosa, CA

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Jorge

Thank you very much Willian for helping me get my second property. He did a great job helping me with everything, including the loan and getting me good credit to buy the house. Thanks you!!!

Review for William Ledesma

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Jacquelyn

Wow, Gina is truly the best! This is our 3rd time working with her. She is very knowledgeable, personable, a savvy lady. I wouldn't work with anyone else, period!! Give Gina a call, you will not be disappointed!

Review for Gina Timothy

Rock Springs, WY

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Tracey

My second homebuying experience with Mona was every bit as great as the first. Mona's advice for where I'm at in life in relation to my home loan was invaluable.

Review for Mona Edick

Rogers, MN

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Clayton

You know what's really nice? When you call around to several different mortgage loan brokers in the area and Sean is The only who but only answered but also followed up the next day with an answer to my question from an underwriter! As an entrepreneur I appreciate that. I'm still pretty early in the process and as a self-employed person applying for a mortgage is a daunting and frustrating process. I'm pretty confident he's going to make it a lot easier

Review for Sean Werner

Tacoma, WA

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Diana

Sabrina was a joy to work with, she was very helpful and Knowledgable.

Review for Sabrina Antosh

Myrtle Beach, SC

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Raimunda

Well organized, pleasant, kind and very informative. She stayed on top of any issue that came up.

Review for Sandra Zavala

Union, NJ

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Jorge

Excelente trabajo en equipo. Me ayudaron a comprar mi segunda propiedad en poco tiempo, muy buena comunicación en equipo los recomiendo al .Me consiguieron préstamo rápido me consiguieron crédito para los gastos de cierre y le bajaron el precio a la propiedad más de 15 mil dólares y todo con mucha seguridad. Obtuve un gran prestamo gracias por todo a su equipo y principalmente a willian ledesma y a su equipo.

Review for William Ledesma

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Liane

Great communication throughout. Edwin picks up his phone and has great follow up and follow through. Thank you!

Review for Edwin Williams

Minneapolis, MN

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Peter

Explained everything in great detail

Review for Sabrina Antosh

Myrtle Beach, SC

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Jason

Great

Review for John May

Broken Arrow, OK

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Jason

Great

Review for Niki Nevarez

Corona, CA

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Aleshia

Mark was incredibly efficient and made sure to communicate with me every step of the way. He was so kind and understanding and made himself avaliable day and night to address my questions and worries. Ive already told a handful of people how happy I am with his help and I hope that my word of mouth leads others to him.

Review for Mark Johnson

Lacey, WA

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Yusimit

She is the best!!!!

Review for Marta Garcia

Naples, FL

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Adilene

Definitivamente la mejor persona para alludarte a conseguir tu préstamo hipotecario y el mejor servicio brindado

Review for Art Loera

Reno, NV

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Susan

Thank you for All of your efforts

Review for Brian Thompson

Richfield, MN

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Elisabeth

Lorena is very knowledgeable, kind and she worked very hard to find the best financing for my clients. For sure, I will recommend her to my clients.

Review for Lorena Pereira

Boca Raton, FL

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Maricruz

Vanessa was great throughout the process. She was available to answer all questions I had. It was great working with her!

Review for Vanessa Whaley

Loveland, OH

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Maria

My experience was excellent. Open communication and constant guidance. Melissa was always accessible and very acknowledge.

Review for Melissa Pardo

Miami, FL

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Darren

A great experience all around. Highly recommend Justin for all your mortgage needs.

Review for Justin Margolis

Davie, FL

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Gary

Professional and supportive

Review for Jeremy Pope

Loveland, OH

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Natyia

I had a great experience working with Sabrina! She was incredibly kind, communicated clearly, and was so helpful every step of the way. I really appreciated her support throughout the process.

Review for Alejandro Otero, MBA

Which Type of Mortgage is Right for You?

When it comes to mortgages, there isn’t a one-size-fits-all solution. Navigating the many options on your own can quickly become confusing and overwhelming. At PRMG, we are committed to helping you find the best mortgage option for you and your family. Whether you’re looking for stability and consistency with a fixed-rate mortgage, flexibility with an adjustable-rate mortgage, or special programs tailored for first-time homebuyers, we have a wide range of solutions to choose from. We believe that an informed borrower is an empowered borrower so, we’ve made it our mission to provide you with a comprehensive overview of each type’s features, advantages, and disadvantages. Start exploring our mortgage options or talk to a mortgage professional today to find the perfect fit just for you!

FHA LOANS

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An FHA loan is a mortgage that’s backed by the Federal Housing Administration, making it a popular choice for first-time homebuyers. These loans require lower minimum credit scores and down payments than many conventional loans, making it easier for borrowers to qualify and become homeowners.

 

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VA LOANS

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The VA loan program, available to eligible veterans and active-duty service members, guarantees loans made under the program and sets the rules for qualification and loan terms. In some instances, VA loans have no down payment requirement, making homeownership more accessible for veterans and service members.

 

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USDA LOANS

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A USDA loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. Loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most are issued by partner lenders, or the department can grant them directly to borrowers who meet the required criteria.

 

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FIXED RATE CONVENTIONAL LOANS

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A fixed-rate conventional loan is any mortgage loan that is not insured or guaranteed by the government and has an interest rate that remains the same throughout the life of the loan. This interest rate is considered “fixed”. Conventional loans can be conforming or non-conforming.

 

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A.R.M CONVENTIONAL LOANS

Home Buyers in Front of House

 

An A.R.M, or adjustable-rate mortgage, conventional loan is a mortgage that has an interest rate that can change throughout the life of the loan and is not insured or guaranteed by the government. Changes are dependent on a number of factors and are therefore considered “adjustable”.

 

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HOME RENOVATION & IMPROVEMENT LOANS

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Home renovation loans, or home improvement loans, provide funding for renovating current properties. Whether it’s updating the kitchen, adding extra rooms, or making structural improvements, these loans offer homeowners the financial resources needed to enhance their homes.

 

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SECURING YOUR LOAN HAS NEVER BEEN EASIER!

Whether you are a first-time homebuyer or are looking to refinance your existing mortgage, PRMG's home mortgage professionals can provide you with the information and resources you need to make an informed decision about your financial future. We pride ourselves on our commitment to customer service and will work tirelessly to ensure that you receive the best possible experience.