LICENSES: HI,OR,CA,NV,AL,FL
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Your journey to homeownership is just a few minutes away
Judy Meredith
Area Manager
Judy Meredith
Area Manager
Licenses: HI,OR,CA,NV,AL,FL
START YOUR APPLICATION NOW
Your journey to homeownership is just a few minutes away
5.00
54 Reviews
UNLOCK YOUR HOME’S EQUITY ONLINE IN 5 MINUTES
Apply 100% online, get approved in just 5 minutes, without an in-person appraisal or out-of-pocket costs
ABOUT Judy Meredith
Whether you are a first time Homebuyer or seasoned Investor, I will custom tailor your financial opportunities to result in unsurpassed value.
I am passionate about helping Clients and their families to achieve their lifetime financial goals. My Team and I will bring you peace of mind during the home loan process through knowledge, education, awareness, communication and timeliness.
I serve all Islands including Oahu, Maui, Kauai, Lanai, Molokai & the Big Island of Hawaii. Since PRMG is licensed nationwide, I can also help with transactions across the nation in 48 states. I specialize in Conventional, VA, FHA, USDA, as well as Renovation loans & HECM (reverse mortgage) home financing possibilities.
PRMG also offers “out of the box” home loan options, for Homeowners requiring creative approaches. I am a committed member of the Hawaii Association of Mortgage Brokers. As the daughter to a WW2 Veteran, I serve the military community through the Veteran’s Association of Real Estate Professionals.
I teach Continuing Education courses for Realtors & Financial Advisers. I am a trusted real estate consultant as the “Mortgage Professor”, as well as Seminar Speaker & Educator. Give me a call today at 808 222-7903 to discuss your goals and how I can help you reach them!
WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?
With over 22 years of experience in the industry, Paramount Residential Mortgage Group, Inc. (PRMG) has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.
WHAT ARE THE BENEFITS OF HOMEOWNERSHIP?
Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.
- Build Equity: Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
- Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
- Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.
Choosing the right lender is crucial to securing the perfect home for you and your family. With our 22 years of mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group, Inc. (PRMG) by your side.
HOME MORTGAGE OPTIONS
When it comes to home mortgages, the amount of options can feel overwhelming. Whether you’re a first-time homebuyer, purchasing a new home, or want to refinance your existing mortgage, it’s important to understand the different types of home mortgages available and which best fit your goals.
Generally, there are four primary types of home mortgages:
Government Backed Loans: Loans that are insured by the federal government, have lower credit score and down payment requirements, and have potentially higher interest rates.
Conventional Loans: Loans that are not backed by the federal government, typically require higher credit score and down payments, but may have lower interest rates.
Non-Qualified Loans: Loan options that do not meet specific criteria set by regulatory bodies, making them suitable for individuals with unique financial situations.
Non-Conforming Loans: Loans that exceed the standard loan limits and do not conform to government-sponsored loan guidelines.
Whatever loan type you choose, many will give you a choice between a fixed or adjustable interest rate.
Fixed Interest Rates: When the interest rate percentage remains the same throughout the life of the loan, offering predictability and stability.
Adjustable Interest Rates: When the interest rate percentage may start lower than a fixed rate but increases over time, depending on various factors.
You can read more about our home mortgage options below, or call our team of home mortgage professionals at any time!
HOME BUYING CALCULATOR
REFINANCE CALCULATOR
Revolutionize your approach to mortgage decisions with our Refinance Calculator. No more complex financial jargon or tedious number crunching. With just a few details from you, this intuitive tool crafts a personalized snapshot, unveiling the potential savings from refinancing your home loan. Whether you’re eyeing a lower interest rate, exploring new loan terms, or consolidating debt, our calculator is your shortcut to informed choices.
Skip the hassle – try it now for an instant estimate and discover the long term benefits of refinancing your mortgage!
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
New Monthly Payment
$0.00
Monthly Savings: $0.00
Difference in Interest: $0.00
Total Cost: $0.00
Months to Recoup Costs: 0.00
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