CALL NOW
Sherman Oaks Branch
14140 Ventura Blvd Suite 302
Sherman Oaks,
CA
91423
NMLS: 240232
818-971-4252
JTishkoff@prmg.net

START YOUR APPLICATION NOW

Your journey to homeownership is just a few minutes away

Joe Tishkoff

Sr. Mortgage Advisor

Joe Tishkoff

Sr. Mortgage Advisor

Sherman Oaks
14140 Ventura Blvd Suite 302
Sherman Oaks,
CA
91423
NMLS: 240232
818-971-4252
JTishkoff@prmg.net

START YOUR APPLICATION NOW

Your journey to homeownership is just a few minutes away

4.95

375 Reviews

ABOUT Joe Tishkoff

Serving the communities of Encino, Studio City, Sherman Oaks, Tarzana, Woodland Hills, Calabasas, Agoura, Westlake Village, Los Angeles, Santa Monica, Pasadena and Beverly Hills. Licensed in CA, CO, FL, ID, NC, NV, OR, WA.
Meeting the challenges of a tough market is difficult in any business. Experience, great determination and expertise are essential. Joe Tishkoff has passed the test. A 35+ year veteran of home loan origination, Joe has the kind of experience that counts in the fast-paced world of real estate. He has become very much in tune with local conditions. Intelligence and a strong work ethic are the essential elements of his success as a Sr. Mortgage Advisor.

"Being very smart, talented or unique in some way can get you out in front of the competition. Hard work, honesty, and service are what keep you there. I approach each client as an individual and don't assume or take for granted that someone else is going to do my job. Taking full responsibility for my work is what has helped me gain my clients’ confidence and keep it."

A good Mortgage Advisor can guide you through the maze and assist you every step of the way. Whether you are purchasing a home or refinancing, PRMG has the people with the knowledge and experience you need. Your property transactions involve the most important financial decisions you may make for yourself. In addition to his resolve to provide his borrowers with a variety of loan programs and pricing and his honest approach to business, Joe has the ability to draw people in and win them over as fast friends and loyal clients.

"Being a team player is a big part of my success. When working with a Realtor, client or borrower, I want that person to know that we all share a common goal and that I'll do everything I can to make things happen."

WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?

With over 22 years of experience in the industry, Paramount Residential Mortgage Group, Inc. (PRMG) has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.

WHAT ARE THE BENEFITS OF HOMEOWNERSHIP?

Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.

  • Build Equity:  Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
  • Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
  • Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.

Choosing the right lender is crucial to securing the perfect home for you and your family. With our 22 years of mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group, Inc. (PRMG) by your side.

HOME MORTGAGE OPTIONS

When it comes to home mortgages, the amount of options can feel overwhelming. Whether you’re a first-time homebuyer, purchasing a new home, or want to refinance your existing mortgage, it’s important to understand the different types of home mortgages available and which best fit your goals.

Generally, there are four primary types of home mortgages:

Government Backed Loans: Loans that are insured by the federal government, have lower credit score and down payment requirements, and have potentially higher interest rates.

Conventional Loans: Loans that are not backed by the federal government, typically require higher credit score and down payments, but may have lower interest rates.

Non-Qualified Loans: Loan options that do not meet specific criteria set by regulatory bodies, making them suitable for individuals with unique financial situations.

Non-Conforming Loans: Loans that exceed the standard loan limits and do not conform to government-sponsored loan guidelines.

Whatever loan type you choose, many will give you a choice between a fixed or adjustable interest rate.

Fixed Interest Rates: When the interest rate percentage remains the same throughout the life of the loan, offering predictability and stability.

Adjustable Interest Rates: When the interest rate percentage may start lower than a fixed rate but increases over time, depending on various factors.

You can read more about our home mortgage options below, or call our team of home mortgage professionals at any time!

assured_workload

GOVERNMENT BACKED LOANS

These loans are insured by the federal government, have lower credit score and down payment requirements, but have potentially higher interest rates.

assured_workload

FHA LOANS

  • Backed by the Federal Housing Administration

  • Popular choice for first-time homebuyers

  • Require lower minimum credit scores and down payments than many conventional loans

  • More accessible for many borrowers

assured_workload

USDA LOANS

  • Backed by the U.S. Department of Agriculture

  • Designed for low-to-moderate income borrowers in Eligible Rural Areas

  • Flexible credit requirements with competitive interest rates and terms

  • Zero or low down payment options

assured_workload

VA LOANS

  • Backed by the Department of Veterans Affairs

  • Offered to eligible veterans, active-duty service members, and their qualified family members.

  • Lower interest rates and fewer fees than traditional mortgages

  • Require no down payment

real_estate_agent

CONVENTIONAL HOME LOANS

Conventional loans are mortgages not insured or guaranteed by any government agency. Instead, these loans are backed by private lenders, and typically have stricter credit and income criteria. These loans can be "conforming" or "non-conforming".

real_estate_agent

MANUFACTURED HOME LOANS

  • Designed for the purchase or refinance of Manufactured Homes

  • Often have higher interest rates due to higher risk

  • Shorter loan terms create higher down payments

  • Great option for borrowers seeking affordable and flexible housing

real_estate_agent

RENOVATION LOANS

  • Designed to fund renovations, remodels, or increase energy efficiency

  • Popular with homeowners without cash on hand for renovations

  • Several types available with unique terms and requirements

  • Helps homeowners improve quality of life or increase property's value

villa

NON-QUALIFIED LOANS

A Non-Qualified Loan is a type of mortgage that doesn't meet standards set by regulatory guidelines. They offer borrowers with unique financial situations financing options inaccessible to them through traditional mortgages requirements.

villa

INTEREST ONLY LOANS

  • Allows borrowers to only pay their loan's interest for a set time

  • Principal can be repaid in a lump sum or in payments

  • Allows real estate investors to allocate resources during interest only period and potentially increase returns on other investments

holiday_village

NON-CONFORMING LOANS

Non-conforming loans, are mortgage options designed for borrowers whose financial circumstances fall outside conventional lending norms. While they provide flexibility, non-conforming loans typically involve higher interest rates and more stringent qualifications.

holiday_village

JUMBO LOANS

  • Designed to finance properties that are too expensive for conforming loans

  • Maximum conforming loan in 2024 is between $766,550 and $1,149,825 depending on the location.

HOME BUYING CALCULATOR

Introducing our Home Buying Calculator – the ultimate tool for simplifying your home-buying process! Say goodbye to complicated financial jargon and lengthy calculations. Just input a few key details, and in a matter of minutes, receive a personalized estimate tailored to your home-buying goals. Whether you’re exploring mortgage options, contemplating property taxes, or curious about monthly payments, our Home Buying Calculator is designed to provide you with quick and accurate insights. Try it now for an instant estimate that puts you one step closer to your dream home!

REFINANCE CALCULATOR

Revolutionize your approach to mortgage decisions with our Refinance Calculator. No more complex financial jargon or tedious number crunching. With just a few details from you, this intuitive tool crafts a personalized snapshot, unveiling the potential savings from refinancing your home loan. Whether you’re eyeing a lower interest rate, exploring new loan terms, or consolidating debt, our calculator is your shortcut to informed choices.

Skip the hassle – try it now for an instant estimate and discover the long term benefits of refinancing your mortgage!

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

Costs of points: $ 2500

New Monthly Payment

$0.00

Monthly Savings: $0.00

Difference in Interest: $0.00

Total Cost: $0.00

Months to Recoup Costs: 0.00

BRANCH INFORMATION

PRMG - Sherman Oaks

BRANCH ADDRESS

14140 Ventura Blvd Suite 302
Sherman Oaks,
CA
91423

BRANCH HOURS

Monday – Friday:
8:00AM – 5:00PM

CONTACT US

818-971-4252
JTishkoff@prmg.net