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Your journey to homeownership is just a few minutes away
Ken Clark Jr
Branch Manager
Ken Clark Jr
Branch Manager
START YOUR APPLICATION NOW
Your journey to homeownership is just a few minutes away
4.96
204 Reviews
I share the same thoughts about Ken as my husband Ross Vocaturo. Highly recommend Ken to anyone who wants the best results when buying a home. You will be in the best hands & he will make the process for you effortlessly. Very pleasant to work with. He will look out for your best interest always.
Ken & his team were very professional, organized, reliable, informative. Ken guided me thru every step of the way, always willing to explain anything to make the process go smoothly & without obstacles. He always made time for me no matter how busy he was, any time day or night. Highly recommend him. You will be in excellent hands.
Manchester, NJ
I wanted to take a moment to express my sincere gratitude for all your support throughout the home-buying process. From the initial application to closing, your prompt responses to my questions, guidance through each step, and the clear communication about my options were invaluable. I truly appreciate the professionalism and care you brought to every interaction, and I’m thrilled with the outcome. Thanks to your help, I’m now in my new home, and I couldn’t be happier. I’ll be sure to recommend your services to anyone I know who is looking for a mortgage. Thank you again for all your hard work!
The best place to get your mortgage rate from, they have great customer service and very professional and patient with people. Ken is so so sweet the way how he talks to people, he is very knowledgeable about everything thanks Ken for helping me out with getting me my new home.
From the perspective of a Realtor, Ken was excellent to work with. I never had a call go unreturned, an email not responded to, and my client never had a question unanswered. 10/10 would recommend!
From the perspective of a Realtor, Ken was excellent to work with. I never had a call go unreturned, an email not responded to, and my client never had a question unanswered. Ken took great care of her, and clearly puts a lot of time and effort into his work. If I could give 10 stars I would! I recommend anyone looking for a dedicated and knowledgeable Loan Officer to give Ken & his team a call!
ABOUT Ken Clark Jr
Ken's mission, "Make Your Dream of Homeownership a Reality," drives his client-first strategy, ensuring that borrowers receive essential information upfront to make informed financial decisions. He offers free consultations to understand each client's unique needs and works efficiently to secure the best rates.
Throughout his career, Ken has been recognized for his exceptional customer service, clear communication, and efficient processes. His proven results have helped hundreds of clients achieve their homeownership dreams. Ken's dedication to educating clients about the home-owning process sets him apart as a trusted advisor in the mortgage industry.
In 2023, Ken and his #ChampionofLoans team were voted the number one mortgage company in the Sacramento region, a testament to their commitment to excellence and client satisfaction.
Outside of work, Ken is passionate about educating others on financial well-being and enjoys spending time with his family. He is committed to continuous learning and staying updated with the latest industry trends to better serve his clients.
Contact us today for a free consultation and let him help you make your dream of homeownership a reality.
WHY CHOOSE PRMG FOR YOUR MORTGAGE JOURNEY?
With over 22 years of experience in the industry, Paramount Residential Mortgage Group, Inc. (PRMG) has a deep understanding of the mortgage market. Having garnered thousands of 5-star reviews, our commitment to customer satisfaction is second to none. PRMG knows that every borrower’s needs are unique and, as such, offers personalized mortgage solutions that align with your specific financial goals and circumstances. Our team of home mortgage professionals are standing by and ready to work closely with you to find the best mortgage options just for you.
WHAT ARE THE BENEFITS OF HOMEOWNERSHIP?
Homeownership is not only a significant milestone, but also a decision that offers a multitude of advantages. Beyond providing a place to call your own, owning a home brings financial stability, personal fulfillment, and a sense of belonging.
- Build Equity: Equity is the difference between the property’s value and the remaining mortgage balance. Every mortgage payment made increases equity. Historically, real estate appreciates over time, making equity building a sound long-term investment strategy.
- Take Advantage of Tax Benefits: Mortgage interest and property tax payments are often tax-deductible, reducing your overall tax liability. These deductions can result in substantial savings, increasing your disposable income and providing financial advantages.
- Provides a Stable and Unique Environment: Create a stable home that reflects your unique personality and tastes. Unlike renting, homeownership pairs stability for you and your family with the freedom to personalize your space through modifications, renovations, upgrades and more.
Choosing the right lender is crucial to securing the perfect home for you and your family. With our 22 years of mortgage expertise and commitment to customer satisfaction, PRMG is your ideal mortgage partner. Take the first step toward realizing your homeownership goals with Paramount Residential Mortgage Group, Inc. (PRMG) by your side.
HOME MORTGAGE OPTIONS
When it comes to home mortgages, the amount of options can feel overwhelming. Whether you’re a first-time homebuyer, purchasing a new home, or want to refinance your existing mortgage, it’s important to understand the different types of home mortgages available and which best fit your goals.
Generally, there are four primary types of home mortgages:
Government Backed Loans: Loans that are insured by the federal government, have lower credit score and down payment requirements, and have potentially higher interest rates.
Conventional Loans: Loans that are not backed by the federal government, typically require higher credit score and down payments, but may have lower interest rates.
Non-Qualified Loans: Loan options that do not meet specific criteria set by regulatory bodies, making them suitable for individuals with unique financial situations.
Non-Conforming Loans: Loans that exceed the standard loan limits and do not conform to government-sponsored loan guidelines.
Whatever loan type you choose, many will give you a choice between a fixed or adjustable interest rate.
Fixed Interest Rates: When the interest rate percentage remains the same throughout the life of the loan, offering predictability and stability.
Adjustable Interest Rates: When the interest rate percentage may start lower than a fixed rate but increases over time, depending on various factors.
You can read more about our home mortgage options below, or call our team of home mortgage professionals at any time!
HOME BUYING CALCULATOR
REFINANCE CALCULATOR
Revolutionize your approach to mortgage decisions with our Refinance Calculator. No more complex financial jargon or tedious number crunching. With just a few details from you, this intuitive tool crafts a personalized snapshot, unveiling the potential savings from refinancing your home loan. Whether you’re eyeing a lower interest rate, exploring new loan terms, or consolidating debt, our calculator is your shortcut to informed choices.
Skip the hassle – try it now for an instant estimate and discover the long term benefits of refinancing your mortgage!
By refinancing your existing loan, your total finance charges may be higher over the life of the loan.
New Monthly Payment
$0.00
Monthly Savings: $0.00
Difference in Interest: $0.00
Total Cost: $0.00
Months to Recoup Costs: 0.00
BRANCH INFORMATION
BRANCH ADDRESS
BRANCH HOURS
8:00AM – 5:00PM
CONTACT US